JustFund is a mission-driven social lender transforming how Australians access legal support during separation and divorce. With an innovative and flexible line of credit based on a client’s likely legal settlement—not their income, credit history or employment— JustFund is empowering individuals to access legal representation.
The idea for JustFund was born inside Sydney law firms, where young lawyers Jack O’Donnell and Andy O’Connor saw firsthand how many everyday Australians were turned away from legal help simply because they couldn’t afford it. Motivated by this injustice, they imagined a new kind of financial service—one where access to justice wasn’t determined by personal wealth.
In 2022, Jack and Andy partnered with fintech entrepreneur Craig Carroll, who brought deep experience building financial services that address inequality. Together, they launched JustFund with a bold vision: to give people the financial means to pursue fair legal outcomes and rebuild their lives.
By providing a unique line of credit that’s secured against a client’s likely legal settlement, JustFund allows clients to engage a lawyer immediately and only repay once their case is resolved. For many, this financing is the difference between staying in unsafe relationships or moving forward with confidence and dignity.
JustFund’s social impact is central to its mission. Its client base reflects the communities it’s designed to serve: 70% are women, 74% are primary caregivers, and 64% have experienced financial control or domestic violence.
With offices in Sydney and Auckland, JustFund continues to scale its impact with strong institutional backing—including a recent $200 million warehouse facility from MA Financial. Previous equity investors include Xilium Capital, Startmate, and The LegalTech Fund (USA).
JustFund combines legal expertise, fintech innovation, and a deep understanding of social need to lead a new era in legal finance—one where justice is not a privilege, but a right.